Koko Finance

KoKo Finance gives AI assistants real credit card intelligence — not generic advice. Search and compare over 250 curated US credit cards, analyze whether a card in your wallet is worth its annual fee, find the best card to use at a specific merchant, and check a card's actual fine print (penalty APR, cash advance fees, grace period) straight from its Schumer Box terms.

All 14 tools are read/analysis only — nothing initiates a purchase, opens a financial account, or moves money. Card data (fees, rewards, benefits, terms) comes from KoKo's own database, refreshed on an ongoing basis, not from the assistant's training data or generic web search.

Typical uses:

• "Find me a travel card with no foreign transaction fees"
• "Compare these two cards for my spending pattern"
• "Should I renew this card or downgrade/cancel it?"
• "Which of my cards should I use at this store?"
• "What's the penalty APR on this card?"

No account or API key is required to start — signing in with Google auto-provisions a free evaluation account with 1,000 calls included.