Mortgage Industry Regulations
ChatGPT pluginFNMA + FHA + VA + Compliance
C4C: Mortgage Industry Regulations gives ChatGPT the actual text of U.S. mortgage regulations and agency guides: HUD Handbook 4000.1, the Fannie Mae Selling and Servicing Guides, the Freddie Mac Guide, the Ginnie Mae MBS Guide, the VA Lenders Handbook (M26-7) and USDA HB-1-3555, plus the CFR and U.S. Code sections they rest on.
Built for mortgage compliance, underwriting, QC and servicing teams: income and asset rules, property and appraisal requirements, servicing and default reporting.
Ask a question the way you'd ask a colleague, in plain words or loan-file shorthand like "DTI" or "RSU income". ChatGPT finds the governing section, quotes it verbatim, and gives you the citation, the effective date and the dated source document it came from. It flags when a rule has two versions in force, a pending revision, or was changed by a later letter. It can also look up a citation you already have (B3-4.3-04, 4000.1 II.A.4.c, 12 CFR 1026.43) and check whether a passage, including one from your own draft, really appears in the regulator's text.
Four guided workflows: FHA, VA and USDA loan-file QC, and a review against Fannie Mae's AI Lender Letter LL-2026-04. Each check comes back with the rule it rests on, and your documents stay in your chat.
Read-only, with no sign-in or account. Questions outside mortgage regulation get "not found" rather than a stretch. Results are for research and are not legal advice: verify against the primary source.
- Featured
- No
not on the featured shelf
Movement
From our daily snapshots over the last 30 days.
Rank by placement
Rank in Finance
5 listing changes logged · latest Oct 24: Description, Skills, Keywords and 2 more. See what changed
In its category
How this plugin compares with others in the same category. Positions are counted within the category, not across the whole directory.
Finance515th of 717 by placement
| # | Plugin | Position | 7d |
|---|---|---|---|
| 513 | #5768 | 171places up | |
| 514 | #5781 | 60places up | |
| 515 | #5793 | 21places up | |
| 516 | #5807 | 3places up | |
| 517 | #5816 | 88places down |
Example prompts
- “How does Fannie Mae treat restricted stock unit income? Quote the section.”
- “What are Fannie Mae's large deposit requirements for a purchase? Quote the rule.”
- “Quote the verbatim text of Fannie Mae Selling Guide B3-4.3-04 (Personal Gifts), with its citation and effective date.”
Skills
check-citation-or-quote
Read the regulator's text for a mortgage citation the user already has, or check whether a quoted passage really appears in Fannie Mae, Freddie Mac, FHA, VA, USDA, Ginnie Mae, SBA or CFPB text. Use when a user names a specific citation to read or confirm (for example B3-4.3-04, 4000.1 II.A.4.c, Freddie Mac Guide 5306.1, M26-7 Chapter 4, HB-1-3555 11.3, 12 CFR 1026.43, 38 U.S.C. 3709) or pastes a passage, policy excerpt or AI-generated quote and asks whether it is accurate, current or verbatim.
income-and-asset-guidelines
Look up how Fannie Mae, Freddie Mac, FHA, VA or USDA treat a type of borrower income or asset, and return the regulator's exact text with its citation and effective date. Use when a user asks what a guide requires for income or assets, for example bonus, overtime or commission income, restricted stock units (RSU), retirement, IRA or pension distributions, social security and gross-up, rental income, self-employment, capital gains, trust, alimony or child support, foster care, temporary leave, a new job offer, paystub or W-2 documentation, variable income, gift funds, gift letters, gift of equity, large deposits, reserves, earnest money, or sale of personal property.
property-and-appraisal-guidelines
Look up what Fannie Mae, Freddie Mac, FHA, VA or USDA require for a property type or an appraisal, and return the regulator's exact text with its citation and effective date. Use when a user asks about property or appraisal eligibility, for example manufactured homes, condos and condo project review, co-ops, mixed-use property, leasehold estates, 2-4 unit and investment property, flood insurance, minimum property requirements, appraisal timeliness, liquidation appraisals, appraisal age and updates, or how to complete the new URAR appraisal form (UAD 3.6, URAR Appendix F-1 reference guide).
servicing-and-default-reporting
Look up mortgage servicing, default and loss-mitigation requirements from the Fannie Mae Servicing Guide, FHA Handbook 4000.1 Part III, VA, USDA and Ginnie Mae, and return the regulator's exact text with its citation and effective date. Use when a user asks about servicing obligations, for example HUD SFDMS default reporting and status codes, FHA default and foreclosure reporting deadlines, loss mitigation, partial claims, loan modifications, forbearance, delinquency and collection, escrow, investor reporting and remittance, bailee letters and document custody, or servicing transfers.
- Categories
- Made by
- CF Synergies, LLC · Website
- Sign-in
- On Install
- Availability
- Available
- Version
- 1.1.0
- Keywords
- Fannie Mae, FNMA, FHA, VA, guidelines, requirements, compliance, mortgage compliance, regulations, underwriting, HUD 4000.1, Selling Guide, Servicing Guide, Freddie Mac, USDA, Ginnie Mae, income, assets, gift funds, appraisal, URAR, servicing, loss mitigation, citation, verbatim
- Created
- September 27, 2026
- More info
- Sponsorship
- Promote this plugin