PennyFinch

PennyFinch is a privacy-first personal finance app that brings your bank, card and loan accounts together. This connector lets Claude read your own PennyFinch data so you can ask about your money in plain language.

Ask things like:

• What did I spend by category last month?
• Am I over budget anywhere this month?
• Which subscriptions renew in the next 30 days, and what do they cost a year?
• How close am I to my emergency fund goal?
• If I put an extra $200 a month on my cards, when would I be debt-free?
• How many hours of my life did dining out cost me?

Ten read-only tools cover transactions, spending summaries, accounts and balances, budgets, recurring charges, savings goals, net worth, debt payoff projections, PennyFinch's "Worth it?" spending ratings, and life energy: any amount expressed as hours of your working life, using a wage estimated from your income or one you state.

Every answer says what the data can't see (history limits, accounts you haven't connected, bank connections that need attention, purchases that post days later), so figures come with their caveats.

Read-only: Claude can't move money or change anything in your account. You approve the connection on a PennyFinch consent screen that explains what is shared, and you can disconnect at any time. Requires a PennyFinch account (14-day free trial, no card required).